Funeral Plans

Excellence Family Funeral Plan

If you prefer to do your financial planning face-to-face, our experienced and professional representatives and accredited brokers are on hand to discuss our Excellence Family Funeral Plan with you. From as little as R70 per month, you will be assured of a dignified funeral for you and your loved ones.

Email Us

The Excellence Family Funeral Plan has its own unique benefits, that we can discuss when we meet face-to-face.

Minimum premium (monthly)	R70
Maximum benefit (cover)	R100 000 for policyholder, spouse and parents R75 000 for all other dependants
Cover for your children For their whole life, not just until they turn 21 years	yes
Stillborn and new-born baby cover Cover for stillborn children, and new-born children are covered for their first 3 months	yes
	yes
Affordable premiums You can increase yearly to increase your benefits	yes
No underwriting, no medical questions Easy acceptance	yes
Waiting period for natural death	Yes, 6 months from the policy’s acceptance date
Waiting period for accidental death	None, immediate cover
Instant accidental death cover until the policy starts	Yes – R5 000
Guaranteed insurance for your family Without them having to pay any premiums for 5 years after your death	yes
Lives that can be covered Unlimited number of family members can be covered	you, your spouse, children and extended family members
Family income benefit Income for your family for 6 months after your death	additional premium
Memorial benefit Benefit paid out 5 or 11 months after the death of a life insured	additional premium
Double pay-out on accidental death	additional premium
Guaranteed cash back Receive money every 4 years even if you claim	additional premium
Premium Waiver Plus Guaranteed insurance for your family, without them having to pay any premiums after your death	additional premium
Premium Waiver – retrenchment Guaranteed insurance for you and your family, without paying any premiums for up to 6 months if you get retrenched from your job	additional premium
Paid-up benefit The choice to not pay more premiums after you turn 65 and all policy benefits remain for all lives insured. There is a level or increasing paid-up option.	additional premium
Assupol On-Call HIV/AIDS assistance Information about medical matters General telephonic medical assistance – by a qualified nursing sister Ambulance and other transport in a life-threatening medical emergency Admission fee to a medical facility  Transport of the deceased and family members  Other benefits if the life insured dies Trauma counselling  Tutor assistance to children Information about financial matters	yes
On-Call Plus This benefit pays out on the death of a life insured and can be spent in any combination on instantGroceries®, electricity,transport and airtime.  Valid instantGroceries® claims are paid in minutes after a claim has been registered, and can be spent at participating shops countrywide – this includes Checkers, Pick n Pay and Shoprite. Real convenience in a time of need	additional premium

The Excellence Family Funeral Plan has its own unique benefits, that we can discuss when we meet face-to-face.

Minimum premium (monthly)	R70
Maximum benefit (cover)	R100 000 for policyholder, spouse and parents R75 000 for all other dependants
Cover for your children	yes
Stillborn and new-born baby cover	yes
	yes
Affordable premiums	yes
No underwriting, no medical questions	yes
Waiting period for natural death	Yes, 6 months from the policy’s acceptance date
Waiting period for accidental death	None, immediate cover
Instant accidental death cover until the policy starts	Yes – R5 000
Guaranteed insurance for your family	yes
Lives that can be covered	you, your spouse, children and extended family members
Family income benefit	additional premium
Memorial benefit	additional premium
Double pay-out on accidental death	additional premium
Guaranteed cash back	additional premium
Premium Waiver Plus	additional premium
Premium Waiver – retrenchment	additional premium
Paid-up benefit	additional premium
Assupol On-Call	yes
On-Call Plus	additional premium

Understanding The Excellence Family Funeral Plan

What Makes the Excellence Family Funeral Plan Special?

The Excellence Family Funeral Plan is Assupol’s most family-oriented funeral cover solution, designed to protect multiple members of your household — from you and your partner to children and extended family. With this plan, you can plan ahead for funeral costs, giving your loved ones practical and financial support when they need it most.

This plan starts from an affordable monthly premium and includes features that help you care for your family both now and into the future.

How the Excellence Family Funeral Plan Works

Taking out the Excellence Family Funeral Plan involves working with an experienced Assupol representative or accredited broker, who will help tailor your cover according to your household’s needs.

Once your policy is accepted:

Cover for accidental death starts immediately.
Natural death benefits typically begin after a standard waiting period (around six months).
You can adjust your premium every year to grow your benefits over time.

Who Your Family Can Cover

The Excellence Family Funeral Plan is built for groups of loved ones:

You, the main life insured
Your spouse or partner
Children and dependants — covered for life, not just until age 21
Unlimited extended family members (included up to policy terms)
Stillborn and newborn cover helps protect those precious early months.

Looking for quicker online cover or options tailored to other needs?

Check out the instantFuneral™ Plan or the Cornerstone Pensioner Plan for other ways to protect your family.

Key Family-Centred Benefits

The Excellence Family Funeral Plan gives you peace of mind with features that matter most to families:

Cover amounts designed to support meaningful funeral arrangements — up to R100 000 for policyholders and spouses and up to R75 000 for other dependants.
Children covered for life, not just while young.
No medical questions for acceptance — easier access for busy families.
Guaranteed insurance for your family for years after your passing.

These benefits make it easier to plan a dignified funeral while keeping your family’s future needs in mind.

Add-On Support Options

You can tailor your family funeral plan with optional features (additional premiums may apply):

Family income benefit — provides income for your family after your death.
Memorial benefit — extra support months after the funeral.
Double payout on accidental death.
Guaranteed cash back every four years.
Premium Waiver Plus ensures your family retains cover with no premiums after your death.
Premium Waiver (retrenchment) covers premiums for a period if you become unemployed.

These features help you go beyond basic funeral cover and bring long-term family protection into focus.

Why Family First Matters

Common Family Funeral Plan Questions

Can my parents or grandparents be included?

Yes — the plan allows extended family members to be included as part of your funeral cover, subject to the policy terms.

Is there a waiting period for natural death?

Yes — most funeral benefits have a standard waiting period of about six months before natural death claims are payable.

Can I adjust my cover later?

Yes — premiums and benefits can be increased to grow with your family’s needs.

For online-focused options, you can also explore the instantFuneral™ Plan

— ideal if you prefer to get funeral cover online and quickly.