Funeral Plans

Planning ahead makes things easier for your loved ones

Choosing funeral cover from Assupol allows you to take control and protect you and your family from additional expenses and challenges while grieving.

Our funeral cover products provide all the financial and practical help that you and your family will need during a difficult time.

Email Us

Compare Our  Funeral Plans	Instant Funeral from R35 per month	Absolute Advantage Funeral Plan from R42 per month	Excellence Family Funeral Plan from R70 per month	Cornerstone Pensioner Plan from R70 per month
Maximum cover amount	R30 000	R75 000	R100 000	R24 300
Funeral cover for you and your spouse	included, optional for your spouse	included, optional for your spouse	included
Yearly premium increases	Learn More	Learn More	Learn MoreDownload Brochure	Learn More

Compare Our  Funeral Plans

	Instant Funeral from R35 per month	Absolute Advantage Funeral Plan from R42 per month
Maximum cover amount	R30 000	R75 000
Funeral cover for you and your spouse	included, optional for your spouse	included, optional for your spouse
Yearly premium increases	Learn More	Learn More

Compare Our  Funeral Plans

	Absolute Advantage Funeral Plan from R42 per month	Excellence Family Funeral Plan from R70 per month
Maximum cover amount	R75 000	R100 000
Funeral cover for you and your spouse	included, optional for your spouse	included
Yearly premium increases	Learn More	Learn MoreDownload Brochure

Compare Our  Funeral Plans

	Excellence Family Funeral Plan from R70 per month	Cornerstone Pensioner Plan from R70 per month
Maximum cover amount	R100 000	R24 300
Funeral cover for you and your spouse	included
Yearly premium increases	Learn MoreDownload Brochure	Learn More

Compare Our  Funeral Plans

	Cornerstone Pensioner Plan from R70 per month	Instant Funeral from R35 per month
Maximum cover amount	R24 300	R30 000
Funeral cover for you and your spouse		included, optional for your spouse
Yearly premium increases	Learn More	Learn More

Understanding Funeral Cover

What Is Funeral Cover — and Why Do Families Choose It?

Funeral cover is a type of insurance that pays out a cash benefit when someone covered on the policy passes away. This money helps your loved ones cover funeral costs quickly, without having to dip into savings or take on debt during an already difficult time.

In South Africa, funeral expenses can add up fast — from transport and catering to burial or cremation costs. A funeral cover policy gives families financial certainty and dignity, ensuring arrangements can be handled with care and respect.

Many families choose funeral cover because it’s affordable, easy to take out, and designed to pay out faster than traditional insurance. Whether you’re planning ahead for yourself or protecting those who depend on you, funeral cover offers peace of mind when it’s needed most.

How Funeral Cover Helps Your Family When It Matters Most

Funeral cover works by paying out a lump sum cash benefit to your nominated beneficiary after a valid claim is submitted. This payout can be used immediately to manage funeral arrangements and related expenses.

Most funeral plans are paid monthly and are structured to be accessible, with no medical examinations on standard policies. While waiting periods may apply for natural causes of death, accidental death cover usually starts sooner — helping families when the unexpected happens.

The aim isn’t complexity — it’s support. Funeral cover is designed to be there at the right moment, so your family can focus on saying goodbye, not worrying about costs or paperwork.

Who Can Be Covered on a Funeral Policy?

Funeral cover can protect more than just one person. Depending on the plan chosen, cover may include:

Yourself as the policyholder
A spouse or life partner
Children and dependants
Parents or grandparents
Extended family members

Assupol offers a variety of funeral cover plans to suit different family needs and life stages:

instantFuneral™ Plan– Quick online cover, ideal for those who want immediate support.
Absolute Advantage Funeral Plan – Flexible coverage with optional benefits for you and your family.
Excellence Family Funeral Plan – Comprehensive protection for households, including extended family.
Cornerstone Pensioner Plan – Tailored for pensioners and older adults, with cover designed to meet their specific needs.

This flexibility is why funeral cover is so popular with South African households — it allows families to plan together and support one another across generations.

For detailed options, including cover for parents, pensioners, senior citizens, or extended family members, you can visit the dedicated product pages to find the plan that best fits your family.

How Much Funeral Cover Is Right for You?

The right amount of funeral cover depends on the kind of farewell you’d like to provide and the costs your family may face. Some families only need assistance with basic arrangements, while others want enough cover to manage transport, catering, and additional cultural or religious requirements.

Funeral cover amounts typically range from smaller, more affordable options to higher cover levels for families who want broader protection. It’s also possible to have more than one funeral policy, allowing you to layer cover if needed.

The most important thing is choosing a cover amount that eases the financial burden on your loved ones — without stretching your monthly budget.

What Does Funeral Cover Pay For?

Because funeral cover pays out in cash, your family can use the benefit where it’s needed most. This may include:

Funeral and burial or cremation costs
Transport for family and loved ones
Coffin or urn expenses
Catering and venue costs
Outstanding household expenses after the funeral

Some funeral plans may also offer additional benefits, such as premium waivers or cashback features, depending on the option selected.

Common Funeral Cover Questions

Is funeral cover affordable?

Yes. Funeral cover is designed to be accessible, with monthly premiums structured to suit a wide range of budgets.

Can I get funeral cover in South Africa at an older age?

Yes. There are funeral cover options specifically designed for older adults and pensioners, with age-appropriate benefits.

Does funeral cover pay out in cash?

Yes. Funeral cover pays a cash benefit to help families manage costs quickly.

Can I get a funeral cover quote before applying?

Absolutely. You can request funeral cover quotes to compare options and choose the cover that fits your needs.

For questions about immediate cover, online applications or specific family packages, we recommend viewing the relevant product pages for full details.

Why you should get
Our Funeral Plans

Planning ahead makes a difference. Cover yourself and your family within minutes from your mobile phone, tablet or computer.

Increase your benefits as you go
Affordable premiums that you can increase yearly to grow your benefits
Cover for your children for their whole life, not just until they turn 21
Unlimited number of family members can be covered

Buy Online

Claim Notice

Assupol pays out millions of rands in policy benefits every month. We make every effort to pay these benefits as quickly as possible. Despite our best efforts, payments can sometimes be delayed if the policyholder doesn’t claim the benefits they are entitled to, or if we are unable to contact them. For that reason, we would advise you as an Assupol policyholder to contact us if your details change, for example, if you move to a new house.

Planning ahead makes things easier for your loved ones

R35

R42

R70

R70

R30 000

R75 000

R100 000

R24 300

Understanding Funeral Cover

Claim Notice